Pradhan Mantri Mahila Yojana Scheme:- officially known as Pradhan Mantri Matru Vandana Yojana (PMMVY), is a flagship scheme launched by the Government of India to provide financial assistance to pregnant and lactating mothers.
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The scheme primarily benefits women who are not entitled to paid maternity leave and aims to support them financially during pregnancy and early motherhood.
Objectives of Pradhan Mantri Mahila Yojana Scheme
The key objectives of the Pradhan Mantri Mahila Yojana (PMMVY) include:
Providing partial wage compensation to women for wage loss during childbirth and childcare.
Encouraging women to seek institutional delivery and postnatal care.
Improving maternal and infant health outcomes.
Reducing malnutrition among mothers and newborns.
Benefits of the Pradhan Mantri Mahila Yojana Scheme
Under PMMVY, eligible women receive ₹5,000 in three installments, which are disbursed as follows:
- First Installment (₹1,000): After early registration of pregnancy at an Anganwadi Centre or a health facility.
- Second Installment (₹2,000): After at least one antenatal check-up, typically in the second trimester of pregnancy.
- Third Installment (₹2,000): Upon childbirth and completion of the first cycle of immunization for the child.
- Additionally, pregnant and lactating women are entitled to maternity benefits under the Janani Suraksha Yojana (JSY), which provides extra financial support for institutional deliveries.
Pradhan Mantri Mahila Yojana Scheme Eligibility Criteria
- The applicant must be a pregnant or lactating mother for the first living child in the family.
- She must be an Indian citizen and a resident of the state where she is applying.
- The family’s annual income should be below ₹8 lakh.
- Women in government jobs or receiving maternity benefits from other sources are not eligible.
- The scheme also covers women working under MGNREGA, Kisan Samman Nidhi beneficiaries, and women holding ration cards under the NFSA Act, 2013.
Pradhan Mantri Mahila Yojana Application Process
Women can apply for the PMMVY scheme through both online and offline methods:
Online Application Process
- Visit the official website – PMMVY Portal.
- Register/Login using Aadhaar-linked mobile number.
- Fill in personal details like name, state, district, bank account, and pregnancy details.
- Upload required documents such as Aadhaar card, pregnancy records, and bank details.
- Submit the form and track the application status online.
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Offline Application Process
- Visit the nearest Anganwadi Centre or government health facility.
- Collect and fill out the application form.
- Attach necessary documents, including identity proof, medical records, and bank details.
- Submit the form to the concerned health official for processing.
Required Documents
- Aadhaar Card of the applicant.
- Bank or Post Office Account Details (linked with Aadhaar).
- Mother-Child Protection (MCP) Card.
- Proof of Pregnancy (Medical records or antenatal check-up details).
- Birth Certificate of the Child (for the third installment).
Conclusion
The Pradhan Mantri Mahila Yojana (PMMVY) is a crucial initiative for maternal welfare, ensuring financial security for pregnant and lactating women. By providing direct benefit transfers, it aims to reduce maternal mortality and promote child healthcare. Eligible women should apply through the government’s official portal or Anganwadi centers to avail the benefits.
