Bima Sakhi Yojana In English:- Prime Minister Narendra Modi is set to launch the ‘Bima Sakhi Yojana’ in Panipat, Haryana, on December 9, 2024. This initiative is a significant step towards empowering women by providing them with employment opportunities in the insurance sector, particularly as agents for the Life Insurance Corporation (LIC).
नोट - सभी पाठक ध्यान दे! हो सकता है की लेख में लिखित कुछ प्रक्रियाएं वर्तमान समय में अधिकारिक वेबसाइट पर सक्रिय नहीं है। अत:सभी प्रक्रियाएं सक्रिय हो जाने पर आप लेख में लिखित तरीकों से सभी प्रक्रियाओं की जानकारी प्राप्त कर सकत है।
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The main objective of this scheme is to promote financial independence among women, allowing them to earn income while contributing to their communities’ financial well-being.
Key Objective of The Bima Sakhi Yojana In English
The ‘Bima Sakhi Yojana’ aims to create a platform where women can become LIC agents. By offering insurance services within their communities, these women will not only improve their own financial condition but will also play a crucial role in promoting financial literacy and security.
Becoming an LIC agent will allow women to sell various insurance policies, earning a commission on each sale, thus generating a sustainable income. In addition, the selected female agents will receive a monthly salary for the first three years. They will receive ₹7,000 in the first year, ₹6,000 in the second year, and ₹5,000 in the third year. Additionally, they will earn commissions, which will further increase their income.
Empowering Women Through Employment
The scheme intends to provide a sustainable and accessible source of income for women. In many rural and semi-urban areas, where employment opportunities for women are limited, becoming a ‘Bima Sakhi’ (insurance agent) will serve as an effective means for economic independence. This initiative will enable women to work from home or in their local communities, making it an ideal job for those seeking flexible employment.
Furthermore, the scheme will also serve as a platform for women to gain knowledge in finance and insurance, expanding their skill sets and enhancing their ability to manage their financial affairs. By offering these services locally, women will be able to foster a greater awareness of insurance products, which is crucial in a country where financial literacy is still growing.
Historical Significance for Haryana
Haryana holds a special significance for PM Modi when it comes to launching initiatives aimed at empowering women. In 2015, the ‘Beti Bachao Beti Padhao’ campaign, which focused on the welfare of the girl child, was launched from Panipat, marking a pivotal moment in India’s efforts to address gender inequality.
This legacy continues with the ‘Bima Sakhi Yojana,’ further strengthening Haryana’s role in advancing women’s rights and social welfare. Haryana, a state that has seen a concerted push for women’s empowerment, will now see this new initiative that could have far-reaching effects in improving the economic participation of women.
The Role of the Life Insurance Corporation (LIC)
LIC, which is executing this program, has long been one of the most trusted financial institutions in India. By involving LIC, the scheme ensures credibility and reliability, both essential factors when dealing with financial products like insurance. Women, working as LIC agents, will benefit from the institution’s established reputation, making it easier for them to gain the trust of their customers.
Additionally, the scheme provides women with a structure that includes training, resources, and the support they need to succeed as insurance agents. The commission-based income model gives women the flexibility to earn according to their performance, encouraging them to work harder while maintaining a work-life balance.
Through this new scheme, PM Modi continues his efforts to reduce gender disparity in the workforce and boost the economic participation of women. Moreover, the launch of this program is expected to create a ripple effect, inspiring other states to develop similar programs that aim to uplift women and foster their economic independence.
Conclusion
In conclusion, the ‘Bima Sakhi Yojana’ is not just about providing women with a job; it is about creating a sustainable ecosystem of women’s empowerment through financial independence. By equipping women with the opportunity to become LIC agents, this scheme will significantly contribute to their social, economic, and professional growth. Additionally, with its launch in Haryana, the scheme will further cement the state’s role as a leader in women’s empowerment and inspire other regions to take similar steps toward creating opportunities for women.
